Closing Costs Calculator
Get a detailed estimate of closing costs for your home purchase. Includes lender fees, third-party services, prepaid items, and government charges. Costs vary by loan type and location.
Inputs
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Results
Total Closing Costs
$9,710
Cash Needed at Closing
$79,710
Closing Cost %
2.8%
Loan Amount
$280,000
Closing Cost Breakdown
Itemized Closing Costs
| Category | Item | Amount |
|---|---|---|
| Lender Fees | Loan Origination (0.5%) | $1,400.00 |
| Lender Fees | Underwriting Fee | $500.00 |
| Lender Fees | Credit Report | $50.00 |
| Lender Fees | Flood Certification | $20.00 |
| Third Party | Appraisal | $450.00 |
| Third Party | Title Search | $300.00 |
| Third Party | Title Insurance | $1,400.00 |
| Third Party | Survey | $400.00 |
| Third Party | Attorney Fee | $800.00 |
| Third Party | Home Inspection | $400.00 |
| Prepaids | Prepaid Interest (15 days) | $747.95 |
| Prepaids | Escrow Taxes (3 months) | $962.50 |